P2P crypto exchange scripts

P2P crypto exchange scripts power marketplaces where buyers and sellers trade cryptocurrencies directly with each other using local payment methods. Instead of matching orders in a centralised order book, the platform acts as a trusted middle layer that holds crypto in escrow while fiat payments happen off-platform.

1. Listing engine and offer discovery

A P2P marketplace lives or dies by the quality of its offer system. Scripts provide flexible listing tools so traders can create offers that match their preferred currencies and payment channels.

• Support for buy and sell offers with custom price formulas.
• Filters by asset, fiat currency, country and payment method.
• Minimum and maximum trade sizes per offer.
• Visibility options (public, private or restricted to verified users).

2. Escrow wallets and trade lifecycle

2.1 How escrow works

When a trade is created, the seller’s crypto is moved into an escrow wallet that only the platform can release. This ensures that the buyer cannot be cheated after sending fiat, and the seller knows that their coins are locked until the trade is completed or cancelled.

2.2 Trade steps

1. Buyer chooses an offer and opens a trade.
2. Platform locks the seller’s crypto in escrow.
3. Buyer sends fiat using the agreed payment method.
4. Seller confirms receipt of funds inside the platform.
5. Platform releases the escrowed crypto to the buyer’s wallet.

3. Reputation, disputes and moderation

Trust is essential in peer-to-peer markets, so scripts include features to rank and evaluate traders objectively.

• Feedback scores and written reviews after completed trades.
• Trade volume and completion rate statistics on user profiles.
• Dispute workflows where moderators review evidence and make decisions.
• Temporary or permanent bans for users who break marketplace rules.

4. Payment methods and local markets

P2P crypto exchanges are often popular in regions where direct exchange access is restricted or bank integrations are difficult. Scripts therefore support a wide range of payment methods:

• Bank transfers, mobile money and domestic transfer systems.
• Cash-in-hand deals for trusted traders.
• E-wallets, fintech apps and prepaid cards.
• Optional custom payment channels defined by the admin.

Admins can control which methods are allowed in each country and apply additional verification layers for higher-risk options.